Bank Exam Syllabus & Pattern: IBPS, SBI, RRB – PO
& Clerk
Every year, millions of candidates across India appear for bank exams, mostly chasing stable careers, decent pay, and the social status that comes with a bank job. These exams are mainly conducted by IBPS (Institute of Banking Personnel Selection), SBI (State Bank of India), RBI (Reserve Bank of India), and NABARD.
Each of them runs separate recruitment for posts like PO (Probationary Officer), Clerk, Specialist Officer, and Grade A/B officers. Though exam pattern and syllabus has remained largely the same for years, IBPS has announced minor weightage changes from 2025 in the exam pattern.
Major Bank Exams in India
|
Exam |
Conducting Body |
Popular Posts |
|
IBPS PO |
IBPS |
PO |
|
IBPS Clerk |
IBPS |
Clerk |
|
SBI PO |
SBI |
PO |
|
SBI Clerk |
SBI |
Clerk |
|
RBI Grade B |
RBI |
Grade B Officer |
|
NABARD Grade A |
NABARD |
Assistant Manager (Grade A) |
|
IBPS RRB |
IBPS |
Officer Scale I, II, III; Clerk |
Bank Exam Pattern
Bank exams in India follow a multi-stage selection process:
- Preliminary
Exam (Prelims) – Screening round
- Main
Exam (Mains) – Core evaluation stage
- Interview
/ Final Stage – For officer-level posts only
1. Prelims (for PO & Clerk exams)
- Objective-type test
- Acts
as a qualifying round (scores not counted in final merit)
- Sections
usually include:
- English
Language
- Reasoning
Ability
- Quantitative
Aptitude
- Duration:
~60 minutes (20 mins per section)
- Negative
marking: Yes (0.25 marks deducted for wrong answers)
2. Mains
- More
detailed and weighted in the final selection
- Includes
additional sections like:
- General/Banking
Awareness
- Computer
Aptitude (clubbed with Reasoning in many exams)
- Descriptive
Test (in PO-level exams like SBI/IBPS PO)
- Sectional
timing is enforced
- Negative
marking continues
3. Interview / Language Proficiency Test (LPT)
- Interview:
Only for PO/Officer-level exams (IBPS PO, SBI PO, RBI Grade B)
- Typically
20–30 minutes
- Focus
on current affairs, banking awareness, and personality-based questions
- LPT:
For Clerk-level exams (SBI Clerk, IBPS Clerk)
- Candidates
must prove proficiency in the local language
📝 Points to Note:
- Clerk
exams do not have interviews. Final selection is based on Mains
score + LPT.
- Descriptive
Tests are introduced only in PO/Officer-level exams (Essay +
Letter Writing).
- Computer
Aptitude is often merged with Reasoning in Mains.
Bank Exam Syllabus: Section-wise
The core syllabus across most bank exams revolves around
five major subjects:
- English
Language
- Quantitative
Aptitude
- Reasoning
Ability
- General/Banking
Awareness
- Computer
Aptitude (mainly in mains, merged with reasoning in many exams)
1. English Language
Common in both Prelims and Mains
- Reading
Comprehension (RC)
- Cloze
Test
- Error
Spotting / Sentence Correction
- Para
Jumbles / Sentence Rearrangement
- Fill
in the Blanks
- Vocabulary
(Synonyms/Antonyms)
- Phrase
Replacement
- Match
the Column (advanced)
🔍 Focus:
Speed reading, grammar, and elimination skills
2. Quantitative Aptitude
Common in Prelims and Mains (more advanced in Mains)
- Simplification/Approximation
- Number
Series
- Data
Interpretation (Bar, Pie, Line, Caselet)
- Quadratic
Equations
- Arithmetic
Word Problems:
- Profit
& Loss
- Time,
Speed & Distance
- Time
& Work
- Simple
& Compound Interest
- Ratio,
Proportion, and Averages
- Partnership
- Mixtures
& Allegations
- Mensuration
- Probability
& Permutation
🔍 Focus:
Calculation, speed, accuracy, and DI
3. Reasoning Ability
Logical and analytical thinking tested heavily
- Puzzles
(Box, Floor, Day/Month-Based)
- Seating
Arrangement (Linear, Circular, Square)
- Syllogisms
- Coding-Decoding
- Blood
Relations
- Inequality
(Direct & Coded)
- Input-Output
- Direction
Sense
- Order
& Ranking
- Statement-Conclusion
/ Statement-Assumption
- Data
Sufficiency (mostly in mains)
🔍 Focus:
Logic patterns, multi-layer reasoning, time management
4. General Awareness / Banking Awareness
Appears only in Mains for most exams
- Current
Affairs (past 4–6 months)
- Banking
& Financial Awareness:
- RBI
Functions
- Monetary
Policy tools
- Financial
terms (NPA, CRR, SLR, etc.)
- Payment
systems (UPI, NEFT, RTGS)
- Important
Banking Acts
- Static
GK:
- Country
capitals/currencies
- National
parks, important days, etc.
🔍 Focus:
Daily news reading + monthly compilations
5. Computer Aptitude
Mostly merged with Reasoning in Mains (IBPS, SBI)
- Basics
of Computers & Hardware
- Internet
& Networking
- MS
Office (Word, Excel, PowerPoint)
- Keyboard
Shortcuts
- Operating
Systems
- Email
basics
- Cyber
Security Awareness
🔍 Focus:
Concepts, not coding, just enough to be workplace-ready
Note: The difficulty level of these topics can vary
depending on:
- Whether
it’s Prelims or Mains
- Whether
it’s a Clerk or PO level exam
Exam-wise Syllabus & Pattern Breakdown
A. IBPS PO (Probationary Officer)
Selection Process:
- Prelims
- Mains
- Interview
IBPS PO Prelims Pattern:
|
Section |
Qs |
Marks |
Time |
|
English Language |
30 |
30 |
20 min |
|
Quantitative Aptitude |
35 |
30 |
20 min |
|
Reasoning Ability |
35 |
40 |
20 min |
|
Total |
100 |
100 |
60 min |
IBPS PO Mains Pattern:
|
Section |
Qs |
Marks |
Time |
|
Reasoning & Computer Aptitude |
40 |
60 |
50 min |
|
General / Economy / Banking |
35 |
50 |
25 min |
|
English Language |
35 |
40 |
40 min |
|
Data Analysis & Interpretation |
35 |
50 |
45 min |
|
Descriptive (Essay + Letter) |
2 |
25 |
30 min |
|
Total |
147 |
225 |
~3.5 hrs |
Interview Weightage: 100 marks (combined with
Mains score for final selection)
B. SBI PO (Probationary Officer)
Selection Process:
- Prelims
- Mains
- Psychometric
Test + Interview
SBI PO Prelims Pattern – Same as IBPS PO
SBI PO Mains Pattern:
|
Section |
Qs |
Marks |
Time |
|
Reasoning & Computer Aptitude |
40 |
50 |
50 min |
|
Data Analysis & Interpretation |
30 |
50 |
45 min |
|
General / Economy / Banking |
50 |
60 |
45 min |
|
English Language |
35 |
40 |
40 min |
|
Descriptive Test |
2 |
50 |
30 min |
|
Total |
157 |
250 |
~3.5 hrs |
- Psychometric
Test (qualifying): Personality profiling (no scores counted)
- Interview
+ GD: Final stage (combined with Mains for merit)
C. IBPS Clerk
Selection Process:
- Prelims
- Mains
- Language
Proficiency Test (LPT)
Prelims Pattern: Same as IBPS PO
Mains Pattern:
|
Section |
Qs |
Marks |
Time |
|
Reasoning & Computer Aptitude |
50 |
60 |
45 min |
|
General/Financial Awareness |
50 |
50 |
35 min |
|
Quantitative Aptitude |
50 |
50 |
45 min |
|
English Language |
40 |
40 |
35 min |
|
Total |
190 |
200 |
160 min |
- No
interview
- LPT for
language verification (regional language of posting)
D. SBI Clerk
Selection Process:
- Prelims
- Mains
- Language
Proficiency Test
Prelims Pattern: Same as others
Mains Pattern: Slight variation in number of
questions compared to IBPS Clerk
|
Section |
Qs |
Marks |
Time |
|
Reasoning & Computer Aptitude |
50 |
60 |
45 min |
|
General/Financial Awareness |
50 |
50 |
35 min |
|
Quantitative Aptitude |
50 |
50 |
45 min |
|
English Language |
40 |
40 |
35 min |
|
Total |
190 |
200 |
160 min |
E. RBI Grade B (General)
Selection Process:
- Phase
1
- Phase
2
- Interview
Phase 1 Pattern:
|
Section |
Qs |
Marks |
Time |
|
General Awareness |
80 |
80 |
|
|
English Language |
30 |
30 |
|
|
Quantitative Aptitude |
30 |
30 |
|
|
Reasoning Ability |
60 |
60 |
|
|
Total |
200 |
200 |
120 min |
Phase 2 Pattern:
|
Paper |
Type |
Marks |
Duration |
|
Economic & Social Issues |
Objective |
100 |
90 min |
|
English (Writing Skills) |
Descriptive |
100 |
90 min |
|
Finance & Management |
Objective |
100 |
90 min |
- Interview:
75 marks
- Final
selection = Phase 2 + Interview marks
F. NABARD Grade A (Generalist)
Selection Process:
- Prelims
- Mains
- Interview
Prelims Pattern:
- 8
sections including Quant, Reasoning, English, GA, Agri & Rural Dev,
Eco & Soc. Issues
- Composite
test: 120 minutes
Mains Pattern:
|
Paper |
Type |
Subject |
Marks |
Time |
|
Paper I |
Descriptive |
English |
100 |
90 min |
|
Paper II |
Objective |
ARD + ESI (Generalist) |
100 |
90 min |
Interview: 50 marks
Bank Exams: Pattern & Structure Comparison
|
Exam |
Prelims |
Mains |
Descriptive Test |
Interview |
Unique Sections / Features |
|
IBPS PO |
✅ |
✅ |
✅ (25 marks) |
✅ (100 marks) |
Computer Aptitude in Mains |
|
SBI PO |
✅ |
✅ |
✅ (50 marks) |
✅ (incl. GD) |
Psychometric Test (qualifying) |
|
IBPS Clerk |
✅ |
✅ |
❌ |
❌ |
Language Proficiency Test (LPT) |
|
SBI Clerk |
✅ |
✅ |
❌ |
❌ |
LPT + Slightly higher difficulty in Mains |
|
RBI Grade B |
✅ |
✅ |
✅ (English Writing) |
✅ (75 marks) |
Paper on Economics + Finance in Phase 2 |
|
NABARD Grade A |
✅ |
✅ |
✅ (English Writing) |
✅ (50 marks) |
Agri & Rural Development + ESI in Mains |
Points to Note:
- Clerk-level
exams (IBPS/SBI Clerk) don’t have interviews.
- Descriptive
English is included only in Officer-level exams.
- RBI
and NABARD have more academic-oriented papers (eco, finance,
agriculture).
- Computer
Aptitude is tested in PO & Clerk exams, mostly clubbed with
Reasoning.
Explore important topics for bank exams to get started with
your preparation. We have also marked most important topics for different exams
(marked as “Y”).
Bank Exams: Syllabus Comparison
Quantitative Aptitude
|
Sr
No |
Topics |
SBI
PO |
SBI
Clerk |
IBPS
PO |
IBPS
Clerk |
RRB
PO |
RRB
Clerk |
|
1 |
Algebra |
Y |
Y |
Y |
Y |
Y |
Y |
|
2 |
Averages
and Mixture |
Y |
Y |
Y |
Y |
||
|
3 |
Data
Interpretation |
Y |
Y |
Y |
Y |
Y |
Y |
|
4 |
Data
Sufficiency |
Y |
Y |
Y |
Y |
Y |
|
|
5 |
Interest |
Y |
Y |
Y |
Y |
Y |
|
|
6 |
Mensuration |
Y |
Y |
Y |
Y |
Y |
Y |
|
7 |
Number
Series |
Y |
Y |
Y |
Y |
Y |
Y |
|
8 |
Percentages |
Y |
Y |
Y |
Y |
Y |
Y |
|
9 |
Profit,
Loss and Partnership |
Y |
Y |
Y |
Y |
Y |
Y |
|
10 |
Ratio
& Proportion |
Y |
Y |
Y |
Y |
Y |
Y |
|
11 |
Simplification |
Y |
Y |
Y |
Y |
Y |
Y |
|
12 |
Speed,
Time and Distance |
Y |
Y |
Y |
Y |
Y |
Y |
|
13 |
Time
and Work |
Y |
Y |
Y |
Y |
Y |
Y |
Logical Reasoning
|
Sr
No |
Topic
wise Reasoning Questions |
SBI
PO |
SBI
Clerk |
IBPS
PO |
IBPS
Clerk |
RRB
PO |
RRB
Clerk |
|
1 |
Arrangement
and Pattern |
Y |
Y |
Y |
Y |
Y |
Y |
|
2 |
Blood
Relations |
Y |
Y |
Y |
Y |
Y |
|
|
3 |
Coding
Decoding |
Y |
Y |
Y |
Y |
Y |
Y |
|
4 |
Data
Sufficiency |
Y |
Y |
Y |
|||
|
5 |
Direction
Sense |
Y |
Y |
Y |
Y |
Y |
|
|
6 |
Input
Output |
Y |
Y |
Y |
|||
|
7 |
Mathematical
Inequality |
Y |
Y |
Y |
Y |
Y |
Y |
|
8 |
Order
and Ranking |
Y |
Y |
Y |
Y |
||
|
9 |
Puzzles |
Y |
Y |
Y |
Y |
Y |
Y |
|
10 |
Seating
Arrangements |
Y |
Y |
Y |
Y |
Y |
Y |
|
11 |
Syllogism |
Y |
Y |
Y |
Y |
Y |
Y |
|
12 |
Statement
& Conclusion |
Y |
Y |
Y |
Y |
Y |
Y |
English (Verbal Ability)
|
Sr.
No. |
Topic
wise Verbal Questions |
SBI
PO |
SBI
Clerk |
IBPS
PO |
IBPS
Clerk |
RRB
PO |
RRB
Clerk |
|
1 |
Cloze
Test |
Y |
Y |
Y |
Y |
Y |
Y |
|
2 |
Find
Error |
Y |
Y |
Y |
Y |
Y |
Y |
|
3 |
Fill
in the blanks |
Y |
Y |
Y |
Y |
Y |
|
|
4 |
Parajumbles |
Y |
Y |
Y |
Y |
Y |
Y |
|
5 |
Reading
Comprehension |
Y |
Y |
Y |
Y |
Y |
Y |
|
6 |
Idiom
Phrases |
Y |
Y |
Y |
Y |
IBPS, SBI, RRB PO & Clerk Exams
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